Federal law (CROA) gives you a free 3-business-day cancelation right after you sign. We do not charge for credit-repair work until we have performed the agreed services. We do not guarantee score increases or deletions.
We collect name, address, email, phone, date of birth, last four of SSN when needed for disputes, credit-report information you authorize, payment details, portal login, signatures, IP, and device data. We use it to provide credit education and dispute assistance, run your account, process fees, and comply with CROA, FCRA, and Florida law. We do not sell your information. We share with Equifax, Experian, TransUnion, and creditors only as you authorize for disputes; with processors (hosting, email, payments) under contract; and if the law requires. We share with The Insurance Guide or Telesoporte only if you ask for their services. You may request access, correction, or deletion at info@creditup.me, subject to legal retention. Services are not for anyone under 18.
You must be 18+. Fees are as disclosed in your service agreement. Portal credentials are your responsibility. SERVICES ARE “AS IS.” We disclaim implied warranties to the extent allowed. We do not guarantee any result. To the maximum extent permitted, we are not liable for indirect damages; total liability will not exceed fees you paid us in the prior 12 months. Florida law; courts in Florida. You indemnify us for claims from your misuse or false information.
We may contact you about your file using the number and email you gave. Marketing SMS/calls use autodialer or prerecorded voice only with your prior express written consent, which is not required to buy services. Reply STOP to cancel SMS. Continuing an email thread is not TCPA consent. If a message reaches you by mistake, delete it and tell us.
La ley federal (CROA) le da 3 días hábiles para cancelar sin cargo después de firmar. No cobramos el trabajo de reparación de crédito hasta prestar el servicio acordado. No garantizamos subir puntaje ni borrar partidas.
Recopilamos nombre, dirección, correo, teléfono, fecha de nacimiento, últimos 4 del SSN cuando haga falta, información de crédito que autorice, pagos, acceso al portal, firmas e IP. La usamos para educación crediticia, disputas, su cuenta, cuotas y cumplir CROA, FCRA y Florida. No vendemos su información. Compartimos con burós y acreedores solo con su autorización; con procesadores bajo contrato; y si la ley lo exige. Con The Insurance Guide o Telesoporte solo si usted pide esos servicios. Escriba a info@creditup.me. No para menores de 18.
Debe ser mayor de 18. Las cuotas son las de su contrato. LOS SERVICIOS SON “TAL CUAL.” No garantizamos resultados. En la medida permitida, no hay daños indirectos; la responsabilidad total no excederá lo pagado en 12 meses. Rige Florida.
Podemos contactarle sobre su expediente. SMS/llamadas de mercadeo con marcador automático solo con consentimiento escrito previo, que no es obligatorio para comprar. Responda STOP para cancelar SMS. Continuar un correo no es consentimiento TCPA.